Shocked Nduom reacts to shut down of GN Savings and Loans by BoG

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The Chief Executive Officer (CEO) of Groupe Nduom, Dr Papa Kwesi Nduom, has described as “widely inaccurate” the Bank of Ghana’s (BoG) statement that sought to justify why GN Savings and Loans Limited was closed down by the entity.

“The statements within regarding GN Savings  are wildly inaccurate. Given the detailed information provided to the BoG nearly a  year ago, these statements are inconsistent with our discussions with both the BoG  and the Ministry of Finance (MoF).

“We are aware that the MoF has previously confirmed that balances due to GN Savings and other related parties are far in excess of the amounts quoted in the communication from the BoG,” Dr Nduom in a statement said in reaction to the collapse of GN Savings and Loans Limited which was announced yesterday by the BoG.

The BoG said “the revocation of the licences of these institutions has become necessary because they are insolvent even after a reasonable period within which the Bank of Ghana has engaged with them in the hope that they would be recapitalised by their shareholders to return them to solvency.

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“These actions were taken pursuant to Section 123 (1) of the Banks and Specialised Deposit-Taking Institutions Act, 2016 (Act 930), which requires the Bank of Ghana to revoke the licence of a Bank or Specialised Deposit-Taking Institution (SDI) where the Bank of Ghana determines that the institution is insolvent.”

Below is Dr Nduom’s reaction:

PRESS RELEASE  DATE: AUGUST 16, 2019  SUBJECT: REGARDING REPORTS OF GN SAVINGS RECEIVERSHIP  _________________________________________________ 

It has come to the attention of Groupe Nduom Limited, the entity representing the  interests of the majority shareholders and founders of GN Savings Limited, that documents are  circulating that purport to be from the Bank of Ghana (BoG) regarding the receivership of GN  Savings Limited. 


Please note the following: 

  1. Neither shareholders nor management of GN Savings have received any official  communication from the BoG regarding receivership. 

2. If these documents are indeed genuine, the statements within regarding GN Savings  are wildly inaccurate. Given the detailed information provided to the BoG nearly a  year ago, these statements are inconsistent with our discussions with both the BoG  and the Ministry of Finance (MoF). We are aware that the MoF has previously  confirmed that balances due to GN Savings and other related parties are far in  excess of the amounts quoted in the communication from the BoG.  

3. Our position is that GN Savings is not only solvent, ​but would be highly liquid if  the MoF simply ordered itself and other government agencies to quickly pay  amounts owed to GN Savings and other related entities​. We expect this matter  to be resolved in due course.

 4. GN Savings and all other concerned stakeholders will respond with more detail  shortly, but in the meantime, we pray that all customers and stakeholders remain  calm while we work through this matter with the relevant parties.  

Sincerely yours, 
Papa Kwesi Nduom, Chairman and CEO  Groupe Nduom