Banking

Don’t share pictures of Ghana Card, other banking cards – Public warned

The Ghana Association of Banks (GAB) has warned the public not to take pictures of their Ghana Cards or any bank cards and share...

Kofi Adomakoh elected President of Ghana Association of Banks

The Managing Director of GCB Bank Pic, John Kofi Adomakoh, has been elected the new President of the Ghana Association of Banks (GAB).He assumes...

Government to borrow GH¢12.7bn via T-bills in January 2024

The government is seeking to borrow GH¢12.7 billion via treasury bills in January 2024, to finance maturing bills.This is 1.2% lower than that of...

Togbe Afede XIV writes: Bank of Ghana has failed us

It was interesting to hear Bank of Ghana (BOG) officials pat themselves on the back because year-on-year inflation had dropped to 26.4% in November...

Ghana’s official creditors to convene for debt restructuring talks

Ghana's official creditors are set to meet on Monday, January 8, to discuss the restructuring of approximately $5.4 billion in loans, according to Reuters.This...

Nigeria leads Ghana in digital banking usage – KPMG Survey

Nigeria is leading Ghana in terms of the frequent use of digital channels, the 2023 KPMG West Africa Banking Industry Customer Survey.For instance, 70%...

Ghanaians turned to savings in foreign currency to protect investments – KPMG

A report conducted by KPMG has revealed a high number of shifts in the savings culture of some Ghanaians geared towards saving the value...

Admit you took an investment risk and lost out – Menzgold lawyer tells customer

"You simply took an investment risk and lost out." This was a statement made by the lawyer for defunct gold dealership firm, Menzgold to...

Credit risk remains elevated, slows down new lending by banks – BoG

Credit risk remained elevated during the third quarter of 2023, reflecting the sharp increase in the stock of non-performing loans in the banking industry,...

Ofori-Atta praises BoG for aiding in reset of financial architecture

Finance Minister, Ken Ofori-Atta, has commended the Bank of Ghana(BoG) for supporting his outfit for striving to reset the country’s financial architecture.According to...

Ghana’s average inflation to hover around 18% in 2024 – BoG

Ghana’s average inflation for 2024 is expected to hover around 18%, Fitch Solutions has revealed in its Sub-Saharan Africa Macro Key Themes for 2024....

Government does not owe BDCs – Hawa Koomson

The Minister of Fisheries and Aquaculture Development, Mavis Hawa Koomson, has said the government has cleared all outstanding debts owed Bulk Distribution Companies (BDCs).According...

Debt exchange has weakened confidence in financial sector – Prof. Peprah

Associate Professor at Andrews University, William Peprah, has noted a decline in confidence within Ghana's financial sector since the inception of the Domestic Debt...

T-bills auction: Government misses target by 30%

Ghana's interest rates have returned to an upward trajectory for the first time in a month, as the government continued to borrow heavily on...

BoG cites RTI exemptions on initial decision to situate head office at Marine Drive enclave

The Bank of Ghana (BoG) says it will not disclose details regarding its original decision to situate its controversial head office at the Marine...

BoG increases minimum paid up capital of Credit Bureaus to GH₵6m

The Bank of Ghana (BoG) has increased the minimum paid up capital for existing and new Credit Bureaus to ₵6,000,000 from ₵500,000. This represents...

BoG to close down some distressed NBFIs

The Bank of Ghana is set to soon close down some Non- Bank Financial Institutions facing severe liquidity challenges.According to the Central Bank, the...

Ghana to introduce credit scoring next year

Ghana is set to introduce credit scoring system next year to allow Ghanaians access to personal loans and help financial institutions control allocation of...

Ghana’s Debt Restructuring: What you need to know

Finance Minister, Ken Ofori-Atta, during the presentation of the 2024 budget statement described the Domestic Debt Exchange Programme as done and dusted.According to...

Mahama Ayariga sues Finance Minister

Member of Parliament(MP) for Bawku South constituency, Mahama Ayariga, has filed a suit against the Finance Minister, Ken Ofori-Atta at the Supreme Court.The suit...

Be careful whom you guarantee loans for – BoG to consumers

The Bank of Ghana (BoG) is advising consumers to be wary of whom they guarantee loans for.According to the Central Bank, the guarantor...

Mahama Ayariga petitions World Bank, IMF

Bawku Central Member of Parliament (MP) Mahama Ayariga, has petitioned the World Bank and the International Monetary Fund (IMF), not to extend any support...

Zambia reaches deal for debt relief on $4bn owed to bondholders

Zambia has reached a deal for relief on nearly $4 billion owed to private bondholders, raising hopes that a protracted debt restructuring by Africa’s...

External debt restructuring: Eurobond holders to face nominal ‘haircut’ of between 30-40%

Finance Minister, Ken Ofori-Atta, has stated that Eurobond holders may face a nominal haircut of between 30% and 40% as part of the restructuring...

World Bank sets $300m in budget support to Ghana in December

The World Bank is expected to advance $300 million in budget support to Ghana in December 2023.JoyBusiness picked up from persons with knowledge of...

Minority sends strong message to BoG

The Minority caucus in Parliament says it will treat any business concerning the Bank of Ghana (BoG) differently as long as the Governor, Dr...

I won’t resign; NDC demo “completely unnecessary” – BoG Governor

The Governor of the Bank of Ghana (BoG), Dr Ernest Addison, has dismissed calls by the opposition National Democratic Congress (NDC) and the Minority...

NIB reacts to claims Managing Director runs bank remotely

The National Investment Bank (NIB) has denied claims that the Managing Director has been managing the bank for one year via Zoom.Bolgatanga Central Member...

BoG paid property developer $36m during Ghana’s worst forex crunch – A-G report

The Auditor General, in its 2022 report, has revealed the Bank of Ghana (BoG) made payments worth $35,909,067.50 to Goldkey Properties Limited for the...

CIMG Customer Satisfaction Index: UMB and 4 other banks lead the way in Customer Service in Ghana

Only five banks scored above the threshold of 98% in the 2022 Chartered Institute of Marketing Ghana Customer Satisfaction Index.This marks a significant improvement...

We won’t be part of new DDEP – Pensioner Bondholders

Pensioner Bondholders have declared their intention not to be part of the government’s fresh Domestic Debt Exchange Programme (DDEP) for ESLA and Daakye Bondholders....

Govt announces fresh Debt Exchange for ESLA, Daakye bondholders

The government, through the Finance Ministry, has extended fresh invitations to E.S.L.A. Plc and Daakye Trust Plc bondholders to trade their holdings for a...

Aggrieved Menzgold customers appeal to Akufo-Addo for bailout

Aggrieved customers of Menzgold are appealing to President Akufo-Addo to intervene in retrieving their locked-up cash ahead of the criminal court proceedings against Nana...

Govt considers takeover of NIB by ADB

Government is considering moves for ADB to take over the National Investment Bank (NIB). Joy Business reports that this is part of measures to help...

BoG crisis: Dr Addison is incompetent, has lost the plot – Martin Kpebu

Private Legal practitioner Martin Kpebu, has thrown his support behind the Minority’s planned demonstration to demand the immediate resignation of Bank of Ghana (BoG)...

BoG to go after financial institutions that fail to address customers’ complaints

The Bank of Ghana (BoG) says it will go after financial institutions that fail to address all forms of complaints and reported irregularities by...

Economist proposes independent probe into BoG’s losses

A professor of Economics at the University of Ghana, Godfred Bokpin, has called for an independent body to examine and investigate the GH₵‎60 billion...

What to know about new BoG Head Office [Full details]

The Bank of Ghana has defended its decision to move from its current location in the Central Business District of Accra to Ridge, citing...

5-year performance of GCB equity on the Ghana Stock Exchange

Investing in shares or stock or equity should be done with a long term view, this is because historically, the stock market outperforms all...

It’s not just an ordinary building – BoG Governor justifies $250 office project

The Governor of the Bank of Ghana (BoG), Dr Ernest Addison, has justified the construction of a new office building for the bank reportedly...